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An Ultimate Checklist For You to Buy Miri Properties

Posted by tasan@developer on April 7, 2021

Are you looking to buy properties in Miri, but not sure how to start with it? After all, buying properties can be the biggest purchase of your life and the process can be overwhelming too. To help you get started, Tasan Property Management is always ready to guide you step by step if you are looking for Miri properties.



  1. Get yourself some knowledge on Miri property market

Your family and friends may give you a lot of suggestions on the property market when you are in the plan of buying properties. Before jumping to conclusion, you should always get yourself some basic knowledge on the property market including property types, home loans types, and etc. 


2. Check your budget

Before you decide on what type of property to purchase, always check on your budget. It is advisable that your monthly installment not exceed one-third of your household income. Other than that, you will need to consider earnest deposit, down payment, legal fees, bank processing fees, fluctuating interest rate, renovation, etc.



3. Research on the neighborhoods you wish to stay

After checking your budget, you can start to research your preferred neighborhood. If you’re a frequent outstation staff in your company, you would like to stay in Grace Height which is 5-10 minutes driving distance to the airport. If you wish to enjoy the night city view and morning sea breeze, The Wharf is your best choice.



4. Start your house hunting

There are several ways you can search for your ideal property. The most common way is by searching online using and Another time saving way is by hiring a reliable property agent. You just need to engage the property agent and tell him/her your requirements (property type, estimated budget, preferred locations etc). The property agent will then search for your ideal property.



5. Get a house loan from a bank

After you decide on a property to buy, you can start to get a house loan. Different banks usually offer different home loans packages. The most important aspect to look for in a house loan is the interest rate. Always go for the one that best suits your financial situation. The bank will check your repayment capability before approving your loan. You will need to submit several photocopied documents (IC, recent three months payslips, banking transaction).



6. Hire a lawyer

Some of the developers may offer free legal fees when you intend to purchase the property. In order to protect your rights, it is advisable to hire your preferred lawyer to draft the SPA and loan agreement.



7. Close the deal

After completing all the necessary paperwork, the property and keys will be handed over to you within the timeframe stated in SPA. All you need to do now is plan for renovations and a housewarming party.


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